This exclusive scheme has been designed to meet the needs and desires of the membership. Working in close partnership with the insurers KGM we have created unique cover and special wordings, which we believe make this an excellent insurance choice for VSCC members.
Details of Cover Available
VSCC Membership Discount / Additional Cover
Discounted rates only available to current members and includes extra benefits.
Member to Member Cover
Full Policy Cover is extended to the insured whilst driving any other member's vehicle provided that both parties are members of the VSCC and both vehicles are insured by KGM under this scheme. It is the member's responsibility to check that this condition applies.
To obtain an agreed value we require six up to date colour photographs of the vehicle showing, each side, front, back, interior and engine bay. Market value will apply until photos are received and an approved by the insurance underwriters. Digital photos transmitted electronically are acceptable although the insurers reserve the right to refuse any photo where the quality is deemed unacceptable. Unfortunately photographs cannot be returned once submitted as these form part of the insurers file. We recognise that in some instances vehicles with a significant history can effect the value of the vehicle in question and any documentation that can be presented to support a valuation in these circumstances is of great help when determining the agreed value.
Multi Vehicle Discounts
Multi vehicle policies, classic/vintage collections including bikes and classic commercial vehicles, and combined classic/modern fleets can be catered for.
Reinstatement Cover Available (Optional)
Additional cover can be included to indemnify against claims costs which would exceed the normal agreed value of the vehicle on cover. Increased cover limits for up to 25%, 50% or 75% of value is available.
Shows Rallies and Events (Optional)
The insurance is extended to cover road sections of rallies, trials and events that are run and organised by the Vintage Sports Car Club or any event run to the Motor Sports Association regulations. Cover is extended to incorporate private land where access has been granted but excludes race, rally, test circuit, off road course, closed road sections or officially sanctioned paddock or pits area.
Spare Parts and Accessories Cover
Cover for up to 10% of the vehicles agreed value or to a maximum of £1000 of spare parts and accessories is included automatically.
30 days free cover per annum for travel to EEC or Western European countries is included provided the annual mileage limit is not exceeded. Cover may be extended upon referral. An administration charge will be made if they are requested to issue a Green Card document.
Salvage Rights Offer
In the event the vehicle being declared beyond economical repair and if current regulations allow the insured will be given the option or retaining the vehicle salvage subject to a deduction from the compensation offered.
Superior Claims Service
In house dedicated specialist vehicle unit (SVU) where you can talk to the engineers about repairs to Your vehicle. Owners are often best placed to source repairers or indeed in some cases, to repair the vehicles themselves. The insurers are always willing to talk to you directly to achieve the best outcome.
We can include modern vehicles to your policy where clients prefer to have everything insured “under one roof”
Parking / Garaging Arrangements
Where it is a requirement of the scheme that the vehicle is kept in a locked garage the following endorsement will apply. The insurance excludes Loss or Damage to the vehicle unless your vehicle is kept in a securely locked garage as defined in the policy document between the hours of 10.00PM and 6.00AM. This restriction does not apply when you are in the course of a journey or are staying overnight in attendance with the vehicle away from your home address and or declared garaging address.
Windscreen /Glass Cover
Cover is limited to a maximum of £500 and subject to a £75 excess per claim if an approved repairer is used. If a non approved repairer is used then a £150 excess would apply. However, should approved repairers be unable to undertake the work on a specialist vehicle the normal excess would apply. Please check with the insurers at the point of claim. Cover is exhausted at £500 per annum.
In addition to the standard scheme we are also able to offer a variety of related products that may prove to be of benefit to members.
Classic Breakdown Cover
Available to Classic / VSCC type vehicles of any age. Cover includes:
UK and European Cover
Emergency Driver Cover
Emergency Car Hire
Please note cover excludes a breakdown within 1 mile of your home address.
Trailer Breakdown Cover in the UK
Due to the nature of competition activities undertaken by the VSCC we were asked to provide trailer breakdown cover. Cover is restricted to UK only and includes:
Emergency Repairs Cover
Unlimited Recovery, Any Distance
New Tyre service for punctures or blowouts
Covers the towing vehicle also up to 18ft and up to 3.5 tonne
Covers up to two tow vehicles at no extra cost
Cover for larger vehicles/ race transporters can be accommodated on referral
Competition and Track Day Cover
We can offer cover for a variety of events including race, rally and competition tours.
Accident Claims Assistance
When an accident occurs you need help. This claims management service will help you with the claims process liaising with your own insurance company and also when involved in a non fault claim, the third party insurers also. In these circumstances if appropriate they will help you recover uninsured losses which may include personal injury claims, loss of earnings, car hire etc.
If you want to speak to one of the VSCC team please call 0115 973 7307
To find out more about our Specialist Vehicle Insurance services, please call 01159 737307.