The Agreed Value Advantage: Insuring Your Car's True Worth

16th September, 2025

One of the biggest concerns for a classic car owner is valuation. Unlike modern vehicles that depreciate, classic cars can increase in value over time. If a standard insurance policy only covers the market value at the time of a total loss, you could receive a payout that's far less than what your car is truly worth. 

Our Solution: 

We offer Agreed Value insurance. Before your policy starts, we work with you to agree on a specific value for your vehicle, based on its condition, history, and rarity. This amount is guaranteed to be paid out in the event of a total loss, providing you with complete peace of mind. 

Don't risk a standard policy. Protect your investment with an agreed valuation. Call Routen Chaplin at 0115 973 4437 for a quote.