The Unique Challenge of Laid-Up Cover

16th September, 2025

Not all preserved buses are in continuous use. Many are intentionally "laid up" for extended periods—during harsh winter months, while awaiting parts, or in the middle of a lengthy restoration. During this time, it’s a dangerous and common assumption to think that insurance isn’t necessary because the bus isn't being driven. The reality is that the vehicle is still exposed to a significant number of non-road-related risks that can result in substantial financial loss.

These 'static' risks include fire from faulty wiring or an external source, damage from floodwaters or bursting pipes in the storage facility, theft of parts, or accidental damage from a falling object, such as shelving, tools, or even a vehicle reversing into it. A bus that is laid up is often partially dismantled or exposed, making it even more vulnerable to damage from these unexpected events. Relying on the building's insurance policy to cover the bus is a major mistake, as they will rarely cover the contents' true value.

Laid-Up Cover is a specific type of policy designed to protect your bus precisely while it is not being driven and has no road-risk coverage. This cover ensures it remains protected against the crucial non-road risks like fire, theft, flood, and accidental damage while securely garaged. This is often a more cost-effective solution than maintaining a full-road policy when the bus is off the road, while still safeguarding your significant investment.

Never leave your preserved bus vulnerable in storage, even for a short period. Ensure you have the right Laid-Up Cover to protect against static risks. For expert advice and a seamless transition between laid-up and full road cover, Call us now: 0115 973 4437.